Why This Personal Wealth Strategy Tool is a Game-Changer


The road to success is paved with <fill in the blank>. Hard work? Determination? Good ideas? Yes to all of that, but without a winning personal wealth strategy, its like wandering in a forest at night with no flashlight.  Many people who are seeking financial independence don’t have a solid … Read more

How to Make Passive Income With Domain Flipping

Make Passive Income with Domain Flipping

What is Domain Flipping? Domain flipping is the business of buying domains that aren’t currently owned for a low price and selling them for much more.  If you pay attention to pop culture and are quick, you can snag some highly desirable URLs and resell them for hundreds or thousands … Read more

How Lifestyle Creep Traps the Middle Class

How Lifestyle Creep Traps the Middle Class

The Concept of Lifestyle Creep Looking back at the last 16 years of my career, its obvious to me what I could have done differently with my earnings.  When I started out in my first staff accountant position in 2004, I was making $13.00 per hour.  I was a single … Read more

Investment Income Report – Jan 2020

BeyondPennies Monthly Income Report

January was a good month in the market. I booked a gain of $1,029 or 4.7% on my brokerage account. The trades made during January were 75% options trades and 25% stock trades.  I use tastyworks‘s web platform for all of my trades. My most frequently traded equities were $AMD, … Read more

How to Build Your Budget Like a Business

How to Build Your Budget Like a Business

During my career as an accounting and finance leader working for healthcare companies of $50M up to $350M in annual revenue, I built many budgets from scratch.  I’ve followed budget processes that were extremely detailed and tried to take into account every penny of cost, and I built high-level budgets … Read more