Blog Log – The First Month

Blog Log FI

On 3/23/2020 I decided to start keeping this Blog Log to document how I built my blog.  As of today, Alexa rank is 178,020.  If my site never draws enough traffic to make money, this will become a great guide on what not to do.  I’m hoping, instead, it becomes a story of success with … Read more

Financial Independence – Ultra Frugality vs a Balanced Strategy

Financial Independence Ultra Frugality vs Balanced Strategy

This is a case study of two different approaches to financial independence.  Both approaches were successful, but one much more than the other. A Tale of Two Men On a lovely May afternoon, fifteen years ago, two young men graduated from the same university. These two men were very much alike. Both had been better … Read more

Feb 2020 Investment Income & Site Updates – Coronavirus Chaos

BeyondPennies Monthly Income Report

While January 2020 was a good month in the market, February was not. I booked a loss of $3,418 or 14.8% for the month, and $2,390 or 10.8% for the year.  My most frequently traded equities were $AMD, $TSLA, $MU, $AMZN, and $SPY.  About 50% in stocks and 50% in options, I currently hold 200 … Read more

How to Make Passive Income With Domain Flipping

Make Passive Income with Domain Flipping

What is Domain Flipping? Domain flipping is the business of buying domains that aren’t currently owned for a low price and selling them for much more.  If you pay attention to pop culture and are quick, you can snag some highly desirable URLs and resell them for hundreds or thousands of dollars. How I Made … Read more

Investment Income Report – Jan 2020

BeyondPennies Monthly Income Report

January was a good month in the market. I booked a gain of $1,029 or 4.7% on my brokerage account. The trades made during January were 75% options trades and 25% stock trades.  I use tastyworks‘s web platform for all of my trades. My most frequently traded equities were $AMD, $TSLA, $MU, $AMZN, and $SPY. … Read more

How to Build Your Budget Like a Business

How to Build Your Budget Like a Business

During my career as an accounting and finance leader working for healthcare companies of $50M up to $350M in annual revenue, I built many budgets from scratch.  I’ve followed budget processes that were extremely detailed and tried to take into account every penny of cost, and I built high-level budgets that focus only on changes … Read more

3 Primary ETFs for Option Trades

3 Primary ETFs for Option Trades

What is an ETF? An ETF is an Exchange-Traded Fund that investors can buy or sell shares of, much like normal stocks.  Many investors like ETFs because they resemble a “basket of stocks” like mutual funds, so its an easy way to diversify a portfolio.  There are many ETFs to choose from, some more well-known … Read more