Wealth Strategy: Build a Personal Wealth Binder
Build a personal wealth binder to contain all the financial planning and analysis tools you generate while building a wealth creation strategy.
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Financial Independence – Ultra Frugality vs a Balanced Strategy
This is a case study of two different approaches to financial independence. Both approaches were successful, but one much more than the other. A Tale of Two Men On a lovely May afternoon, fifteen years ago, two young men graduated from the same university. These two men were very much alike. Both had been better … Read more
Feb 2020 Investment Income & Site Updates – Coronavirus Chaos
While January 2020 was a good month in the market, February was not. I booked a loss of $3,418 or 14.8% for the month, and $2,390 or 10.8% for the year. My most frequently traded equities were $AMD, $TSLA, $MU, $AMZN, and $SPY. About 50% in stocks and 50% in options, I currently hold 200 … Read more
Write a Personal Manifesto to Define Your Dream Life
A personal wealth mission statement defines your ideal life. It reflects your personal values and goals related to your future #FI lifestyle. Find out more…
How to Make Passive Income With Domain Flipping
What is Domain Flipping? Domain flipping is the business of buying domains that aren’t currently owned for a low price and selling them for much more. If you pay attention to pop culture and are quick, you can snag some highly desirable URLs and resell them for hundreds or thousands of dollars. How I Made … Read more
How to Build Your Budget Like a Business
During my career as an accounting and finance leader working for healthcare companies of $50M up to $350M in annual revenue, I built many budgets from scratch. I’ve followed budget processes that were extremely detailed and tried to take into account every penny of cost, and I built high-level budgets that focus only on changes … Read more
Welcome to Beyond Pennies!
Hi, I’m Shelley, a financial analyst and corporate executive with an MBA and more than 15 years of experience helping companies grow profits. I’m also an active options trader, Excel guru, and mother to three lovely children who are 21, 2, and 1. I enjoy sailing, photography, content creation, and I’m currently learning about filmmaking. … Read more